A starting role in PwC offers an annual salary of around 21,000 a year. This kid was asking for information, 5 people gave him legitimate answers and then you came in with your bullshit 60-90 range acting like you know what you're talking about. Deloitte is over 170 years old. Grant Thornton Lays Off 300 Employees. Whats the difference between accounting and consulting services? Work like a banker, get paid like an accountant. Bonuses between 8-15K. Both were established in London and evolved throughout the 1900s. Atque et ab blanditiis iste aspernatur est. Plus, theres a summary of the 3 primary career paths at the Big 4 (audit, tax, and consulting), and a 4-step guide for locking down a job offer. They basically run the accounting industry. Can anyone on the inside (or with past experience) let me know what the salary ranges allocated to these business lines are for my level? For example, KMPG agreed to pay over $450 million inpenalties for creating fraudulent tax shelters. The goal of this practice is to increase adoption of Apple technology within enterprise-level businesses. (Originally Posted: 08/08/2011). Today, Deloitte is the largest professional services firm in the world, with higher annual revenue and more employees, than any of its Big 4 competitors. I'd say 1st years in Big4 advisory take 60 to 90 all-in, PwC and Deloitte on the higher end and KPMG (never take a job with them) / E&Y (also stay away) on the lower end. Bonuses will be slightly different but 1st years aren't getting close to 90K. The best way to hone your communication skills is to practise interviewing out loud, and you can do that in three main ways: Practising by yourself is a great way to get started, and can help you get more comfortable with the flow of a case interview. Also, no one is going to tell you their firm and city. Its no wonder why accountants strive to work for these firms right out of college. -The range of audit salaries was $57,000 on the high end to $48,000 on the low end. They also acquired many of Arthur Andersens Chinese client base after their collapse. Search 2,000+ accounting terms and topics. In New York, I assume less thanl BB IB but is it even close? You may have heard of Booz & Company, which PWC acquired in 2014, and formed the strategy consulting practice known as Strategy&. We certainly need auditors, merely saying that they are not compensated that well given the difficulty of their job (read: hours and lifestyle) or the rate at which they can be promoted. These hundred offices consist of large regional offices like a Chicago office and small to mid-sized offices in city outskirts and suburbs. ^Most big4 accountants leave for controller positions. Big 4 alone has more than 3,583 salaries listed. Ok I concede. What is the average big 4 partner salary? at each respective level (staff, senior, manager, etc) TAS folks (financial due dilligence, transaction services, valuation, etc) have salary approximately 10-20% higher than audit/tax. One of the hardest things about interviewing with companies like the Big 4, are the case interviews. Just in case you need a simple salary calculator, that works out to be approximately $44.66 an hour. A PricewaterhouseCoopers starting salary would be in the range of $48,000 to $68,000 for a position as an accounting associate. They ranked number 74 in 2015. Sorry, you need to login or sign up in order to vote. the firms are also pulling back on sign-on bonuses, either reducing them or not offering them at all. The Big 4 Accounting firms offer employment and professional development opportunities to accounting professionals. AAs image for integrity was severely damaged due to the negligence and securities fraud committed by Enron. Lets not worry too much about that for the moment, rest assured no matter what the number is Im sure youll be adequately disappointed. Aug 8, 2022 - 9.31am The Australian Financial Review 's consulting salary guide gives an overview of the starting pay rates, by rank and division, for professionals at major consulting firms. -Average salaries for the Big 4 firms were as follows: PwC - $53,214; KPMG - 51,833; Ernst & Young - $52,500; Deloitte - $52,750. Illum accusantium ut voluptates aperiam possimus debitis. Debitis sed placeat voluptatem facere facilis voluptas et. Although all of them made the list, none of them cracked to top 50 places. $64,128 / yr. KPMG said they are doing this because they are facing more attrition than they would like to see. 's depending on city will make about 10k to as much as 20k more starting, That is depressing why would you ever go to law school only to continue in accounting making only 10-20k more you would make far more money just working in an ops role at a bank and bar tending at night nonsensical. William Peat founded the company in London in 1891. Laborum minima tenetur architecto consequatur fuga voluptatem eaque. Its headquarters is located in the United Kingdom and dates all the way back to 1849 with its founder Samuel Price. New York EY Contact Information outside of D&T consulting, the adivsory/consulting practices at big 4 firms (including D&T) consist of TAS (val, fdd, ts) which are "above" audit/tax and then other practices like, internal audit, IT audit, process improvement, data integrity, etc. Phone: (212) 773-3000 KPMG is handing out raises from $3,000 to $7,000 in the US just months after they handed out raises higher than 10%. But trust us, in our experience candidates who use this approach are much more likely to get an offer. I highly doubt it can beat $80k in a low cost of living city. User @IUHoosier08" shared details for MBA or experienced level hires: Take a look at the 2017 Wall Street Oasis Consulting Industry Report. 2022 Bay Area Big 4 Starting Salaries : r/Accounting 72 comments Add a Comment Streetweardeadpool Wtf this is twice the salary of what you would get in Toronto smh CampaignNo1365 2 yr. ago Canada job markets are fucked. You're full of shit. You can view details by firm at the following links: WSO members offered these stats in the comments: are you getting a part time mba? Find out more here. the big 4 firms are incredibly stingy when it comes to paying cash, and that person would have to be considered an extremely rare outlier that is not at all indicative of true circumstances. After the failed merger KPMG went on to divest much of its consulting and legal businesses. Given that the Big 4 accounting firms provide essentially identical salaries to employees, you will find below compensation figures based on level, location, and practice rather than the details for each firm. you can expect to get a 15 to 17 percent raise. If you are starting right out of college, that's not a bad start! Get Big 4 Recruiting Help It looks like this field is going to continue to grow in the future. Big 4 NYC Auditor - $57,000 base, $5,000 once you pass your CPA, and a (very) small bonus at year end. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. It's important to speak in a structured way that makes it easy to clearly understand your points. Practise interviewing with friends or family, Practise interviewing with ex-interviewers, Wed also recommend that you practise 1-1 with ex-interviewers from. Numquam sed accusantium enim quisquam ut. The big five accounting firms only lasted another four years until 2002 when Arthur Andersen became caught in the Enron accounting scandal. Sint et sunt accusantium culpa non officiis. PwC's starting salary for tax associates is $62,000 PwC's starting salary for advisory associates is $65,000 EY Starting Salaries EY's starting salary is $64,000 for EY audit associates 26k gbp if uk. They've seen a partner come in and speak to them while wearing cuff links. This will feel odd at first. As youre about to see from the salary reports weve shared with you over the past few months those rumors are in fact true. Through a dealwith Apple, Deloitte opened a newpractice with 5,000 employees. Excepturi molestiae repellendus tempore asperiores fugit. I'd much rather go the route of Finance at a bank than Audit for Big 4, especially given that comp will be roughly the same. The exit ops are still pretty good regardless. They want you to be able to gain knowledge and experiences to help their clients and grow their practices. Does anyone have any info on big4 Transaction Services and Advisory salary for first years? This can take a variety of forms, such as management consulting, technology consulting, and more. As to the original post, it is between about 45-58k. If you're coming in as an experienced hire it's much different (probably 80K senior, 100K manager), Around 60-65k for a first year associate, bonuses have been up to 20% in the past, however you need to be a top performer, and I mean a superstar. sad u guys are in big 4, enjoy mediocrity, sad that you'll die alone, enjoy loneliness. i can say from experience ( i worked for one) and my dad has worked for a different big 4 for over 25 years and runs one of their major offices that the numbers thrown around are right for salary, but bonus is a joke. The Market Accounting firms question the partnership model [Financial Times] Several [], One of the hundreds of local Business Journals wrote yesterday about layoffs in our sector, those layoffs being KPMGs 5% cut announced Monday, Deloitte laying off 1200 or so people in April, and EYs 3000 layoffs that coincidentally happened shortly after Everest fell apart but had nothing to do with Everest falling apart (according to [], Copyright 2022 | Going Concern | Powered by Staffing Future |. 4,195 Audit Big 4 jobs available on Indeed.com. As you can see, PwC has maintained steady revenue growth for the past three years. It is very easy to get promoted through the back office track and to make six figures. They were sued by banks, investors, and other companies to recoup their losses and eventually had to disband. Remember, the more interaction you have with the big four CPA firms, the more likely will hire you down the road. Similique ut sunt dolore sit qui quia fuga. if your buddy is in a non-D&T consulting role, and making that, I honestly don't know what to say or how that is possible. I have an offer on the table, and looking at the salary is making me think there is no way I could live in a major city on what they are offering (I may just be too green to the realities of salary v. living expenses). There are jobs out there where you can make 200-300k working 40-50 hours a week like in reinsurance. This drew concerns from the SEC and other regulators at the true independence of the big 4 public accounting firms and their clients. Lets get to it! Your recruiter will expect you to do mental maths calculations quickly and accurately. Often forgotten in any discussion about COL is the lower end of that but dont worry, we looked at projected salaries for eight medium cost of living cities as well. Big 4 compensation discussions are a few months off but in the meantime we have gathered a collection of 2022 accounting salary projections from various talent and recruiting firms and have assembled them here for you to browse at your leisure. This is a new area for [] In 1987, the first large-scale merger in the accounting industry took place between KMG and Peat Marwick which formed KPMG as we know it today. Now lets imagine Deloitte is hired by Coca-Cola to audit their annual reports, balance sheets, etc. The second half is communicating your answer in a clear and structured way. TheKPMG University Connectionis an audit, tax, and general business curriculum created by KPMG to help students learn more about public accounting. EY Tax - 58k (sign on unknown)Deloitte Audit - 52k + 1k sign on. They want those cuff links and they want the salary. Especially if you are smart, you will have an easier time cutting a rug over your less talented peers. Since 2002 there hasnt been any other merger and the BIG 4 remain intact. I will excuse MBP's ignorance. As with all the Big 4, the firm grew in the 1800s and 1900s through a series of mergers. Thats exactly what happened in 1989. If you're going straight through and getting an MBA and starting as an associate you may get a few thousand more, but not much. Getting a job at a big four accounting firm is definitely a good gig. These firms were ranked in the following order. The best way to do that is to be well rounded and work on your communication skills. As a result, its critical for you to have a consistent approach for cracking cases. Lets look at an example. Later in 1987 Peat Marwick merged with KMG to form the modern KPMG. In our experience the best candidates brush up ahead of their interview, so they can have confidence in their maths skills. What is a typical Big 4 entry-level accountant's salary? Take the cost of living into consideration. PwC actively recruits college students across the country into their student programs. transaction advisory services starting salary and bonus. EY makes a concentrated effort to find highly qualified and ambition college students to enroll in their internship programs and leadership conferences. After the 2002 collapse of Arthur Andersen (formerly a member of the Big 5), EY took over much of the global operations of the dissolving firm. However, this type of practice wont prepare you for realistic interview conditions. Most of the people who have left my group (3rd/4th year managers) have joined banks at the Director level. Total revenues are up, but not as much as the big CPA firms. Tempore ut autem dolorem ea neque incidunt in. The level at which they enter the industry is also different. In the transaction advisory services area, starting analysts can expect to make $55 - $65 thousand. Manager salaries - 2 salaries reported. Thank God I was smart enough to get into high finance. The bonus level should be expected to be around 5% - 20% for top performers. How much po ang starting salary ng IT Audit Associate sa Big 4? They are BO/MO/(whatever O corporate treasury/market risk/credit risk is). Obviously, PwC has expanded quite a bit with a few mergers over its 150+ year existence. For 2022, there are three salary percentiles: Market size is the only factor, it doesn't matter if you have Masters, Bachelors, or CPA before. It is the Big 4. Lets start with the salary guide to beat all salary guides: the 2022 Accounting & Finance Salary Guide from Robert Half. Sure, and the percentage of people who start a career in Big 4 who eventually become CFOs is extremely low. Its your job to be the best fit for them. For consulting roles, candidates are assessed through a rigorous interview process. 2005-2023 Wall Street Oasis. Moving on, we also have the 2022 Salary Guide from Century Group. the big 4 business model is not designed to give employees high (relative to finance/ibanking) cash compensation. Its a great model that they take to colleges around the country. www.ey.com. At the time of the reports debut inflation was not running quite as high as it is these few months later, now that its caught up accounting firms will need to offer raises higher than 7% for its professionals to break even and who knows where well be in the fall when Big 4 comp updates roll out. Salary can vary depending on location and line of practice, but I'd assume around $55k as a starting salary. These numbers haven't changed much from last year. 1st year in advisory your salary will all be the same across the big 4 (for same city and group, i.e. You join these places for a guaranteed minimum at the expense of a maximum. Think of an internship as a test out period. However, in the last decade, the Big 4 have been re-investing heavily in consulting. These accounting firms have earned the trust and respect of our society because of their dedication to integrity. The big four accounting firms, most commonly referred to as The Big 4, are the worlds largest and most prestigious audit, tax, and professional service companies. (All amounts stated are . The salaries for Big 4 accountants vary widely, however, depending on education, experience and organization. Aut adipisci nulla eaque non quidem quod eos. Ask them to see their pay stubs =P (kidding). Also as there's no IB's here thats were a lot of the top grads go.Ireland is well and truly fvcked!!! First, they were all created in the 1800s, and were consolidated into larger firms through mergers and acquisitions during the 1900s. Like all large accounting firms, EY went through a series of mergers over the years. A CPA salary at a big 4 firm varies drastically depending on your location and services. Knowing what I know of the Big 4, I would rather do back office at a BB as well. Getting hired by one of the Big Four firms is no easy task. Some as low as $500. Like the big four firms, EY saw growth and expansion in the 1990s and early 2000s in their consulting and advisory businesses. Starting in the mid-1900s, there was a series of mergers which ultimately created Deloitte Touche Tohmatsu Limited, the Deloitte accountancy we have today. Tax accountants are much more specialised than auditors. I know for tax its 55 at EY, not sure for advisory. Their global headquarters is located in Amsterdam although it was not originally founded there. Deliotte is the worlds largest big four accounting firm with more than 225,000 professionals employed in 150 countries. Here's the announcement about a special offer - learn more here. The Big Four dont limit their services to public companies though. Its not unheard of for these firms to turn away perfect 4.0 students for people with 3.2 GPAs. Have something to add to this story? EY has developed a highly technical and advanced tax accounting and reporting program for accounting professionals. Lets start with modern times. I imagine in NYC it should be more. The first two (audit and tax) are generally considered different types of accounting. Play the role of both the candidate and the interviewer. In the 1980s there were actually eight large firms known as the big eight. Big4 managers in accounting can make as little as 80K. www.kpmg.com. How you solve each case is important, but your interviewers will also be evaluating how you COMMUNICATE your answers. A great way to practice this, is to do case interviews with friends or with former consultants who do coaching interviews. They represent the pinnacle of an accounting career, but before we get into landing a job with the big four, lets talk about who they are. Aspernatur et fugit amet pariatur eius. And this is all in Toronto. 345 Park Avenue Aspernatur repudiandae deserunt non quo vero quos. Pricewaterhouse Coopers, or PwC for short, is the worlds second largest accounting firm with over 750 offices in more than 150 countries. I plan on starting during my last year of grad school, I will have 150 credit hours but no MBA for another year after starting. It's the same in other parts if Canada too. I have trouble with the sign-on part, but usually base salaries in risk are way higher than they are in IB. Very few of them are at the top end, and most are around the 65-75 range by the time they're promoted to Manager. To put things in perspective, thats more than 6X the GDP of Iceland. Today, PwC has been consistently ranked among the top 100 companies to work for byFortune Magazinefor the last 11 years. What now? I've heard of people with extensive experience leverage it for the extra cash, or even those who negotiated up to that. No sign on bonus and I imagine her yr end would be around $2-5k range. These jobs are just not as glamorous as high finance and get shit on these boards. The services provided by the Big 4 can be grouped into 3 categories: Heres a break-down showing the portion of each firms annual revenue that comes from these services. Anyone can sign up for their lectures and earn CPE credit hours for free. WSO Free Modeling Series - Now Open Through, +Bonus: Get 27 financial modeling templates in swipe file, STARTING SALARY FOR BIG 4 ACCOUNTING FIRMS. Average starting salary:$53,000 (PayScale). They're really rigid about salaries here. Notice I didnt say you have to be the best to get hired by one of them. Our users shared their experiences below. You have a calculator on your phone, we get it. Sequi non quo fugiat quibusdam exercitationem omnis pariatur. the only part i cannot speak to is bonuses for the TAS groups. The numbers I am quoting are consulting/advisory. Nihil sed amet qui numquam quia nihil. The entire point of an internship is to find and train qualified people with the intension of hiring them. Would the $55-60K be the same number for an MBA or is that a strict starting salary period? Otherwise this doesn't make sense. Some of my friends lie about their salaries to make themselves feel better compared to IB. Average salaries for the Big 4 firms were as follows: PwC - $53,214; KPMG - 51,833; Ernst & Young - $52,500; Deloitte - $52,750 The range of audit salaries was $57,000 on the high end to $48,000 on the low end 2011 Salary can vary depending on location and line of practice, but I'd assume around $55k as a starting salary WSO Free Modeling Series - Now Open Through, +Bonus: Get 27 financial modeling templates in swipe file, IB doesn't have as much exit opps as this website made me believe, 101 Investment Banking Interview Questions, http://www.wallstreetoasis.com/forums/2011-pwc-starting-salary, Certified Corporate Finance Professional - 2nd Year Analyst, Certified Investment Banking Professional - 2nd Year Analyst, Free Adjusted Present Value Template Excel, https://www.wallstreetoasis.com/resources/skills/strategy/swot-analysis, Certified Sales & Trading Professional - Assistant, Certified Asset Management Professional - Assistant Portfolio Manager, Financial Modeling & Valuation 2-Day Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat July 15th - Only 15 Seats, Investment Banking Interview 4-Hour Bootcamp OPEN NOW - Only 15 Seats, Excel Master 4-Hour Bootcamp OPEN NOW - Only 15 Seats, Venture Capital 4-Hour Bootcamp - Sat Aug 19th - Only 15 Seats. Thanks. Normal performers can prob. Its no wonder why firms hire more than 80 percent of their interns. The technical storage or access that is used exclusively for statistical purposes. A great way to do this, is by keeping a notebook, where you write down mistakes and improvement opportunities after each case. As of February 2022, inflation in the United States has hit a 40-year high at 7.9%; the last time inflation was this bad, many of you werent even alive so yay, think of this like Halleys Comet, some day in the distant future youll get to say I was there! You dont need us to tell you your money is buying less these days of course, assuming you have visited a grocery store and/or filled your gas tank in the last, oh, several months. #11 on Fortunes 100 Best Companies to Work For (2018), #2 Most Prestigious Accounting Firm, The Vault (2019), #2 on the 2019 Vault Accounting 50 list (2019), #2 on People Magazines Companies that Care (2018), #52 Forbes Best Employers for Diversity (2019), #56 on Fortunes 100 Best Companies to Work For (2018), #1 Most Prestigious Accounting Firm, The Vault (2019), #1 on the 2019 Vault Accounting 50 list (2019), #42 on People Magazines Companies that Care (2018), #49 Forbes Best Employers for Diversity (2019), #52 on Fortunes 100 Best Companies to Work For (2018), #3 Most Prestigious Accounting Firm, The Vault (2019), #28 on the 2019 Vault Accounting 50 list (2019), #13 on Fortunes 50 Best Workplaces for Parents (2018), #58 Forbes Best Employers for Diversity (2019), #29 on Fortunes 100 Best Companies to Work For (2018), #4 Most Prestigious Accounting Firm, The Vault (2019), #3 on the 2019 Vault Accounting 50 list (2019), #14 on Fortunes 50 Best Workplaces for Parents (2018), #12 Forbes Best Employers for Diversity (2019), Long-term executive opportunities (i.e. it depends on the firm, and the city, as there will be slight variations based on those factors, but i would expect 55-65k. In 1979 Klynveld Kraayenhof & Co. of the Netherlands, McLintock Main Lafrentz of the United Kingdom and United States, and Deutsche Treuhandgesellschaft of Germany merged to form KMG. Not the Big 1, 2, or 3. Not in the consulting practice, but in the audit/tax stuff. Libero minus non voluptas maxime. First year IB analyst takes what, 120 to 150 all-in? Starting salaries in Tax and Audit are up . Accurate. WSO depends on everyone being able to pitch in when they know something. In 1997 KPMG attempted to merge with PwC, but it was stalled in the court system and eventually dropped. I would still prefer one of those chill jobs then big 4 though. My husband is in a CPA Crystal Lake program and we are still not 100% sure what he will make when he is done. These salary projections are also sorted based on firm size by revenue from $1 $50 million to those with more than $1 billion in revenue. Cant find much info on it. Quia et fugiat et dolores in. Average salary offer for auditors was $52,643. The 3rd service provided by the Big 4 is consulting. We were told by the chairman that the big 4 is no longer an apt description. Ratione soluta maiores natus ea debitis. KPMG is smaller than the others now, since after Enron, the others all merged and KPMG didn't. Out of a hundred applicants, 5 to 7 typically get offers. Mayo Clinic. Ut quia qui ea delectus dignissimos voluptatum deleniti. Consultants are generally hired to improve the business strategy and operations of their clients. Keep in mind though that these are not FO positions. Well update it should we have more information, and keep an eye out for 2022 Big 4 compensation data as the new numbers roll out later this year. In 1880 he opened his first office in New York and became the first person appointed to audit a public company. Do part-time MBAs at M7s place grads into IB? Youd probably find yourself examining records, speaking with clients, and preparing reports to summarise your findings. Just heard from hr friend my bb's diversity hiring programs already being axxed. For example, tax professionals and auditors typically have much different compensation than advisory team members. Land More Interviews | Detailed Bullet Edits | Proven Process, Land More Offers | 1,000+ Mentors | Global Team, For Employers | Flat Fee or Commission Available, Build Your CV | Earn Free Courses | Join the WSO Team | Remote/Flex. This is the equivalent of $1,786/week or $7,740/month. Who Are the Big 4? In London its starting salary of around $45k in audit, very slightly more for consulting ($46-48k). I have not seen many companies at all bring on a Controller who only has public accounting in their background. If you think you want to study accounting,become a CPA, and work in public accounting, you should definitely look into these schools. Say you just landed a job at Deloitte as an auditor (congrats!). What are some realistic exit opps for someone who worked for 5 years or so at a Big 4, lets say at leaving once they become a manager? At IGotAnOffer, we were frustrated with the absence of a consistent approach for solving case questions. I worked at KPMG. Wed also recommend that you practise 1-1 with ex-interviewers from top consulting firms. D&Ts growth of the past three years is steady and consistent. It's the Big 2 (PwC and Deloitte) with E&Y and KPMG way behind. Expect at least 50 to 60 hours a week during busy seasons. In 1845 William Deloitte formed Deloitte out of his London based office. Looking at some of these projections, I think we can see why people are fleeing public accounting at the rate they are. The starting salaries for any of the firms typically range between $40,000 and $60,000. To provide the best experiences, we use technologies like cookies to store and/or access device information. Let's start with the salary guide to beat all salary guides: the 2022 Accounting & Finance Salary Guide from Robert Half. If youre planning to apply to a Big 4 firm, then youll need to begin by choosing which of these services you want to provide. Wow I would think NYC Big 4 would be making somewhere around 60k just to adjust for the cost of living. Positions and Starting Salaries Factors that Determine Salary Probably the most significant merger, happened in 1989 between Ernst & Whinney and Arthur Young. Why the fuck do people do accounting? Getting an internship is a foot in the door. Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling. Later in 1993 the company renamed itself Deloitte Touche Tohmatsu because of yet another merger. This is not only a great resource; its also a great learning tool for new hires and people interesting in getting a job in public accounting. . Of course this isn't comparable to IB comp., but you have more of an existence/life outside of work, even if it's less so than audit. Its a free resource that you should check out. Salaries have barely budged in years and its a well-established fact that more lucrative industries (medicine, law, and computer science to name a few) are luring potential accounting students away from the major. Salary Search: US - Internal Audit salaries in Los Angeles, CA; Senior I Auditor - Remote. They want to know how much they will make when they become partner. Keep reading to find out more. Land More Interviews | Detailed Bullet Edits | Proven Process, Land More Offers | 1,000+ Mentors | Global Team, For Employers | Flat Fee or Commission Available, Build Your CV | Earn Free Courses | Join the WSO Team | Remote/Flex, If I had asked people what they wanted, they would have said faster horses - Henry Ford. Repellendus non qui recusandae quis velit voluptas iste. Not sure what role I'm looking for? Most have done away with sign on bonus, except in rare cases. PwC Open Universityis PricewaterhouseCoopers free online continuing business education platform.